| Target Annual Return |
2% - 4.5% (Loses to inflation) |
7% - 10% (Market average) |
Unpredictable (90% lose money) |
| Investor Time & Effort |
100% Hands-Free Automated |
Zero effort |
Low effort |
30-40 hours / week screen time |
| Capital Risk Controls |
Hard Drawdown Circuit Breakers |
FDIC / Bank protected |
Market fluctuation risk (no stops) |
High emotional risk & liquidation |
| Liquidity & Lockups |
No Lockup โข 24/7 USDT Withdrawals |
High lockup for high-yield CDs |
T+2 settlement days |
Broker dependent |
| Fee Model |
0% Upfront โข 10% Fee Only on Net Profit (HWM) |
Hidden account maintenance fees |
1-2% Annual AUM fee regardless of loss |
Heavy spreads & commissions |